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Borrow $500 - $100,000 in Cash

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Easy Underwriting Process

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Receive the funds in 24 hours!

Pre-Settlement Funding

Nirvana Legal Funding provides clients with pre-settlement funding for their financial needs. We are a nationwide provider of pre settlement funding for people who need financial support prior settlement of their case. Pre-settlement funding is a fast and easy way to get money using your pending case instead of your credit score. This financial option is the better alternative to personal loans. Qualifying for funding prior settlement of your case is based on the merits of your case and likelihood of successful recovery. If you have been injured and have hired an attorney to pursue financial compensation, you can secure funds to pay for bills while you wait for your case to settle by applying for pre-settlement funding now.

Apply online now

Pre settlement funding

Benefits of Using Pre-Settlement Funding To Borrow Money From Your Settlement

Pre settlement funding. The fast, simple, and hassle-free way to get financial support today when waiting years for your claim to settles isn't an option.

You can benefit from the cash the pre-settlement funding if an injury has left you unable to return to work and pay for your bills. A serious injury can quickly lead to mounting bills and insufficient income. Banks are unable and unwilling to help borrowers who do not have a sufficient credit score and income. Fortunately, pre-settlement funding companies (sometimes called lawsuit lenders) are a refreshing alternative to a bank.

A no credit check financing through Nirvana Legal Funding can help you get back on your feet while your attorney is negotiating a settlement or litigation your case in preparation of trial.

When you are unable to qualify for a personal loan through a bank, you can borrow money against the proceeds you expect to get from your case by using pre-settlement funding. We do check your credit score since the transaction is not a loan. This popular financial option allows you to borrow money before your claim is settled by providing you with risk-free a cash advance on the forthcoming recovery you’re expect to receive from a claim.

The cost is low, the cash is a financial lifeline, the funds are risk-free, and the process is straightforward. Take a look at the many advantages of an advance:

Faster Funding

How quickly can you receive the funds? Pre-settlement funding in 24 hours or faster! It doesn’t have to take a long time. Our goal is to get the funds to you in the quickest time to help you cover your day to day financials obligations. In some cases, we can even make the much more speedy by offering funding same day for instant cash.

Simple Funding Process

Simple pre-settlement. Nirvana Legal Funding has streamlined the lending process to make securing pre-settlement funding simple. We understand waiting on the funds from a settlement can be difficult when the bills are piling up. That’s why we have designed an easy, hassle-free funding process. You simply receive a low cost funding now and you don’t repay the funds until you recover settlement money.

Legal Funding Experts

Experience matters in legal funding. Nirvana is the pre-settlement funding specialist you can turn to when you need financial support prior settlement of your case. We are the experts legal finance, have extensive experience in multi-jurisdictional litigation, and specialize in pre-settlement funding for injury cases.

No Monthly Payments

In contrast to a personal loan, an advance on the settlement money you are entitled to receive from a lawsuit payout is consider risk-free lending. Unlike a personal loan, borrowers do not have to go through a credit check, so your credit score won’t drop because of a credit pull. Another huge advantage of pre-settlement funding is there’s no repayment if you lose. You keep the cash for free if you lose. You repay if, and when, you settle out of court or win and award.

It's Your Money and Your Case!

Pre-settlement funding is a cash finance lifeline for lawsuit plaintiffs when they are drowning in debt and falling behind in paying for their bills and other financial obligations.

It's your cash and your case. You can use the funds for case to pay for anything you need while you are waiting to get money from your lawsuit settlement.

There are no restrictions on how you use the funds. You can spend the money on anything you want, anything need. Many of our clients use the funds for the following purposes:

  • Pay the rent
  • Buy groceries
  • Cover your car loan payments
  • Pay your medical bills
  • Catch up on bills
  • Make credit card payments
  • Cover mortgage payments
  • Funds to pay for surgery

Lawsuit Settlement Funding Process is Easy

Learn how the process of funding works

You can request pre-settlement funding during any phase of the lawsuit process. Whether your attorney is negotiating the settlement of your claim, preparing your lawsuit for trial, or handling an appeal of your case, you can receive funds to tide you over until you recover compensatory damages.

Whenever you find yourself falling behind on your bills or faced with an unexpected financial emergency, you can go through the simple funding process of accessing a portion of your settlement money now before your case is settled by your lawyer.

You do not sell your lawsuit with pre-settlement funding. If approved for funding you receive a part of settlement today in advance of your case settling. The pre-settlement funds can buy you and your attorney additional time to win a larger monetary award for your pain and suffering.

The process of applying for pre settlement funding is really straightforward when you go through a reputable and competent legal lender such as Nirvana.

The lender will formally evaluate your case through a process called pre-settlement funding underwriting. The goal is to estimate the current value of your case and determine the payment you can potentially recover from a settled case. You don't pay back the money you borrow until the case is settled or you're awarded damages. There is no check of your credit score, income, employment, assets, and current debts. This process isn't just about whether the lender will give you pre-settlement funding on your lawsuit.

There are only 3 simple steps to obtaining the cash that you need through pre-settlement funding:

Apply online or call (888) 715-8701

The underwriter will review your case

The funds are sent to you same day

Funding Process

Pre-Settlement Funding Reviews

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We take great pride in receiving positive pre-settlement funding reviews by clients throughout the United States. What distinguishes our financial institution from other companies is the fact that we combine some old school values with new school innovation.


Thelma M.

"If I would have known months ago that I could receive an advance on my settlement money, I would have applied a lot sooner than I did. After I got hurt in a trip and fall accident at Walmart, my financial situation started going downhill. Because of my injuries, I could not work. My bank account was nearly empty and I didn’t know what I was going to do. My neighbor told me about a commercial she saw on T.V. about receiving cash for settlements so I decided to go ahead and apply. I was surprised but very happy when I got a call back the same day letting me know that I was approved for the cash advance."

Testimonials by Clients

Pre-Settlement Funding Requirements

Simple pre-settlement funding qualifications

You are eligible to qualify for pre-settlement funding right now if you satisfy the simple underwriting requirements for qualifying for financial support prior settlement of your case. If you were injured and have hired an attorney, you are eligible for pre-settlement funding through an easy underwriting process.

The pre-settlement funding underwriter will review your pending case to determine the status of your eligibility. Qualifying is not based on your credit score, employment status, or income. Pre-settlement funding is the mechanism through you can get a cash advance on the payout that you expect to receive from a case. Therefore, your injury, medical treatment, and possible compensation will determine your eligibility.

Here are the typical underwriting requirements for pre-settlement funding, now:

You are 18 years of age or older.

You live in the U.S.

You have a pending case.

You have hired an attorney.

You're entitled to a future recovery.

Get the help you need, when you need it the most, right now. We advance funds to people who have been injured through no fault of their own or while on the job. Whether you have suffered a suffered a fractured broken bone, herniated disc injury, rotator cuff tear in the shoulder, disc bulging, torn meniscus in the knee, sustained serious burns, received pain management injections or had surgery, you can apply now to for a pre-settlement funding to get a cash advance on your future settlement from $500 to $100,000.

Let's Get Started

Pre-Settlement Questions and Answers

Get the answers to frequently asked pre-settlement funding questions:

Does my credit score matter?

Pre-settlement funding is the hassle-free alternative to a bank loan. You do not undergo a credit check to get a pre-settlement advance while you’re waiting for your lawsuit to settle. Whether you have good credit, bad credit, or no credit, you can still qualify to apply for a risk-free, non-recourse pre-settlement loan today.

Low cost pre-settlement funding

Pre-settlement funding can end up costing you a lot of money if you choose an unscrupulous pre-settlement lender. Although funding companies do not offer interest rates as low as banks and credit unions, you should still shop around to find a low interest rate pre-settlement funding. Keep in mind that not all cases will qualify for the best rates. The lowest cost pre-settlement funding rates are usually reserved for preferred lawsuits wherein there is good liability, significant injuries, and sufficient liability insurance coverage.

What happens if I lose my case?

Pre-settlement funding is a 100% risk-free financial program designed exclusively for plaintiffs and injured accident victims. If you lose your case, pay nothing. Pre-settlement funding is not a personal loan. You are receiving a cash advance against a portion of your future settlement money. Pay back the advance only if you win the case is settled.

How long does this take?

When you choose a competent, committed, and experienced pre-settlement funder, you can be approved for the lawsuit cash advance within 24 hours / one business day. The process of borrowing money against a pending settlement does not have to be long and drawn out. Our goal is to deliver fast funding so you can get the money you need quickly. If your attorney is available and cooperative, the entire process can be finalized rather quickly. To speed things up, please let your attorney or case manager know that you are applying for a pre-settlement advance.

Pre-settlement funding buyouts

Pre-settlement funding buyouts allows you to get another lawsuit loan to pay your bills while you’re waiting for your case to settle. If you already took out a pre-settlement loan from a different funding company but you now need a second or even third lawsuit cash advance, we can buy out the existing funding lien and give you new money through buyout pre-settlement funding.

Same day pre-settlement funding

When you find yourself in dire need of money during any stage of the personal injury settlement process, you can apply to get same day pre-settlement funding while you’re waiting for your case to settle. Our pre-settlement funding company provides fast lawsuit cash advances so plaintiffs can get settlement loans same day.

Types of Cases We Fund & Legal Funding at Nirvana

Nirvana is one of the best pre-settlement funding companies and top provider of funds for any type of case that involves general negligence or a workplace accident. Because we have some of the top underwriters in the industry, we have the ability to underwrite many different types of personal injury lawsuits and work-related injury claims.

Nirvana Legal Funding is the pre-settlement funding expert when it comes of funding cases that include personal injury claims, premises liability lawsuits, commercial truck accident cases, workers compensation claims, defective medical device product liability lawsuit, car accident lawsuit, and more.

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Auto Accident Cases

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Medical Malpractice Lawsuit

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Bus Accident Claim

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Workers Comp Claims

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FELA Railroad Lawsuits

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Slip and Fall Accidents

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Truck Accident Lawsuit

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Personal Injury Lawsuit

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Wrongful Death Lawsuit