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Quick and Convenient!

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Qualifying is Easy, Approval is Fast!

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Risk-Free Cash Funding!

Money Before You Win or Settle Your Lawsuit

We provide financial assistance to lawsuit plaintiffs and accident victims in the U.S. who have been seriously hurt through no fault of their own.

Does an accident injury have you struggling to pay your bills?

Are you going through the litigaton process and need cash now before you get the money from your settlement?

Contact us now to get the cash you need today with a pre-settlement cash advance from your pending injury case or lawsuit.


Apply online now

The Best Pre-Settlement Company
Can make all the difference in faster funding and better funding terms

    Faster funding for plaintffs

We have the resources and experience to approve pre-settlement funding applications in 24 hours and in certain situations same day. Once you put your application in with us, we move fast by contacting your law firm to get specific information on your pending settlement.

    No Hassles. Funding so simple

The lawsuit process can be long and frustrating. When you are stressing over your bills and other financial obligations, you needs results not red tape. We have many years of reviewing and evaluating lawsuits. Our qualitative and quantitative experience translates into a simpler underwriting process--which makes you happy. Our zero-hassle pre-settlement lawsuit cash advance process means you get money before your settlement easier and faster.

    Litigation funding expertise

The best presettlement funding companies have experienced and knowledgeable staff ready to take your call and get you approved for the most money and at competitive funding rates. When you have need help with a lawsuit, you get someone who understands lawsuits. That's us.

    You lose, owe nothing

That's 100% correct. Pre settlement funding is risk-free to injured accident victims and lawsuit plaintiffs. There's NO Credit Check. No Out of Pockets. No Monthly Payments. That's because the money we advance to you now, prior to you getting your settlement, is a cash advance in exchange of a funding lien on your pending lawsuit. That's means, the presettlement funding company gets paid the amount that was advanced plus the usage fee. We assume the risk.

Discover How Pre Settlement Funding Works:


  • Get started by calling us at 1-888-715-8701. If no one is available to take your call right now, or if the funding department is closed, please fill out and submit the short application form.
  • The next step is we call your attorney or paralegal for some information on your pending case.
  • After we get the necessary information to underwrite your settlement funding application, we call you to let you know how much money you can borrow against your lawsuit.
  • If you wish to follow through on getting the pre-settlement cash advance, we then fax or email the paperwork for you and your attorney to sign and return to us.
  • You have the cash! Yes, you got settlement funding in 24 hours with our 1 day or same day lawsuit cash advance process, with your attorney full cooperation and availability.

Settlement Funding Process

Tens of Thousands of Injured Accident Victims and Lawsuit Plaintitffs Have Benefited From Pre Settlement Lawsuit Cash Advance Funding

Loan before lawsuit settlement

Ohio Car Accident Victim

Tamara K.

Thanks for your help in getting me a loan on my lawsuit. I needed help and your funding company got me the help I need fast! My car wreck was bad. Because of my injuries and two surgeries I couldn't go back to work. I'm a single mother of two and was having problems paying my monthly expenses and taking care of my girls. My bills were piling up and the money in my saving account was going down. I was scared I would be evicted and my car repossessed. I could get a bank loan because my credit score is bad and I didn't have any family members who could give me money until I won my settlement from the insurance company. My paralegal recommended I call your funding company since she knew I was in a bad situation. Winston took my application on the phone and worked on my application. Later in the day he called and told me I was approved for the accident loan. The next day I got a check from you and I paid my rent and back car payments. Thanks a million!

Texas Slip and Fall Lawsuit Plaintiff

Richard M.

I'm glad I decided to follow up and call your lawsuit loan company. I didn't believe it at first. When I was sitting in the waiting room at my physical therapy clinic another patient told me about a relative who had borrowed against her lawsuit without a credit check and no fees. It sounded to good to be true. I thought she was pulling my leg or had misinformation. Since I needed money for some transmission work, I asked my lawyer if it was really possible borrowing money on a lawsuit. He told it was true. He told me if I really needed it I should go on the computer and search Google. I found you guys and filled out the form then called you. You answered all my questions and keep me updated on everything. I got approved for a good loan amount and a fair rate so I can't complain. Keep up the good work.

Let's Get Started

Please provide as much information as you can. The more information you provide now in your application, the faster we can underwrite the case and call you with a decision.

Pre-Settlement Funding

What's pre settlement funding? Pre settlement funding is financial assistance in the form of cash advances on pending cases to lawsuit plaintiffs and injured accident victim. 

If you are currently going through the litigation process, then you already know the harsh reality. Lawsuits can take a long time to come to a final disposition. It can take several years for you and your attorney to win a fair and adequate settlement from the insurance company or defendant responsible for your damages. During this lengthy process, it's common for plaintiffs and serious injured accident victims to experience cash flow issues and financial pressure.

Our pre settlement lawsuit funding process is designed to get you the financial assistance when you need it the most. We know the frustration of have to wait years to get the compensation you deserve. The litigation process is bad by itself but when you need money to pay your bills, financial obligation or to handle an emergency, it become more stressful and overwhelming. A risk free cash advance funding on your future lawsuit settlement can help to eliminate some of that financial burden.

Although some people refer to our pre-settlement funding program as lawsuit loans, pre settlements loans, and accident loans, settlement funding is actually just an advancement on an active or pending claim. So we provide the plaintiff or accident victim with a cash advance now, before he or she gets the money from the settlement, and we get paid if and when the case is resolved through a settlement, verdict, award, or judgment.

There is no credit check, no out of pocket fees and no monthly payments, ever! If you have a pending lawsuit and have hired a lawyer to represent you, call us to discuss getting funding on your lawsuit. Our decision on whether or not you are eligible is based upon a review of case. Apply now so we can call your attorney and determine how much money you qualify.

Apply online. The call is free and you have nothing to lose just by applying.

States where we provide settlement funding on pending cases


We are currently authorized to extend presettlement lawsuit cash advances to injury plaintiffs and accident victims in about 44 States nationwide. Although we are a New York pre settlement funding company, with an office in New Jersey as well, we are a national pre settlement funding company, having significant experience in Texas pre-settlement funding, Georgia pre-settlement funding, California pre settlement funding, Oregon pre-settlement funding, Washington presettlement funding, Florida pre-settlement funding, New Jersey pre-settlement funding, Connecticut presettlement funding, and Michigan pre settlement funding.

At this time, we are unable to provide North Carolina pre settlement funding, Tennessee presettlement funding, Colorado pre-settlement funding, Maryland pre-settlement funding, and Minnesota pre settlement funding,


Pre Settlement Funding - States

PreSettlement Cash Advance Programs

Whatever type of pre-settlement case you have pending, whether  injury lawsuits settlement, accident claim settlement, or insurance claim settlement, we have the best pre settlement funding program for you. As a full service and highly specialized funding company, we provide lawsuit settlement cash advances for most injury cases that resulted from another parties negligence, carelessness, or reckless.

Pre-settlement advance funding is not for everyone and is not designed for every case. If you have been seriously injured and desperately need money right now because of financial pressures or have an emergency requiring money now, you should immediately call us for a free consultation at 1-888-715-8701. We can speak with you to determine if you are a suitable candidate for a pre-settlement cash advance on your pending lawsuit settlement.

Don't Suffer in Silence. Get the Help You Need Today. Pre-Settlement Funding is a Financial Lifeline!


Lawsuit Cases We Fund

To get started, take 2 minutes and fill out the short application form.                                                       Get Approved

Pre settlement funding auto accidents

What is pre-settlement funding?

Pre-settlement funding, sometimes referred to as a presettlement loan, lawsuit funding, and settlement cash advance, is an advance on a portion of a pending injury case to an accident victim or plaintiff. After we get some information and data from your law firm, we will determine how much we feel your case is present worth and we will make you an advance offer based upon our assessment. For example, if we feel the value of the lawsuit is $10,000, we can advance you about $2,000 in funding.

Do I need to have good credit?

No, not at all. We are not concerned with your credit score or credit history so your credit profile is not a determining factor in the presettlement funding underwriting process. We are primarily interested in:

  1. Liability - how the accident happened and who is clearly at fault.
  2. Injuries - significant and objective injuries that are clearly related to the accident or incident can have a higher monetary value.
  3. Treatment - invasive treatment and extensive treatment can usually command higher funding amounts. 
  4. Insurance - the greater the amount of recoverable and collectible insurance, the larger the funding amount. 
  5. Your attorney - We look for attorneys and law firms who are known as solid litigators and trial attorneys. The cooperative and responsiveness in the settlement funding underwriting process is critical in getting you the funds you need.

What is your interest rate?

Our usage fee, or as some call "settlement loan interest rate," is between 2.5% to 3.25%. Although we have heard from past clients that we "have very cheap pre-settlement loans rates," we believe our usage fee and overall funding terms are very competitive for accident victims and lawsuit plaintiffs.

What happens if I lose my case?

If you "lose" your lawsuit, you do not have to pay back the pre settlement cash advance. Pre-settlement funding is non-recourse cash advance funding on pending settlement. So the settlement funding is directly linked to the plaintiff receiving monetary compensation from the insurance company or defendant.

How long does this take?

We can have you approved in as little as 1 day. However, the actual time it takes to evaluate your case and get you the funds is directly associated with the availability and cooperation of your law firm.

Do you take control of my claim?

No, we never take over or assume the handling of your lawsuit. We are not your legal counsel. Therefore, we do not direct, manage, or control your case at all. All we do is evaluate the claim so we can determine how much cash we can advance you against your future settlement.

What if I already got funding from another company?

What you need is called a "buy-out." If you have already received a cash advance on the subject case from Company A and you want funding with a Company B, Company A must be paid off in full by Company B. The new funding company will underwrite the case to determine if it warrants paying the first company to buy the lien and interest in the case and provide you with new money. We are only to consider buy-outs if the injured claimant sustained a fracture / broken bone, traumatic brain injury, had surgery, or underwent 3 or more pain management injection and if the defendant has sufficient bodily injury or liability coverage.

If you have a serious injury and the defendant is a business or commercial entity or has a large liability insurance policy, call us at 1-888-715-8701 to see if we can provide you with a pre-settlement funding buy-out.

Is my case eligible for a pre-settlement cash advance?

If you have an injury claim that resulted from someone else’s fault or negligence and you have hired an attorney, we can consider your case for legal cash advance. We have provided settlement advance for so many different type of lawsuit, from simple automobile accident, mass tort drug cases, to sexual assault due to negligence. We specialize in car crash presettlement funding, slip and fall accident lawsuit pre settlement funding, medical malpractice pre-settlement funding, workers' compensation presettlement funding, trip and fall accident pre-settlement funding, bad drug or pharmaceutical litigation pre settlement funding, auto accident lawsuit presettlement funding, and product liability presettlement funding. Call now to speak with a funding expert so we can determine if we can help you by providing you with a cash advance on your pending settlement.

How do I apply?

To apply and get the process started, all you have to do is fill out the online application or speak with a funding expert at 1-888-715-8701. We suggest that you fill out the application online and then call us after 15 minutes after to confirm that we received your application.


How do I get the money?

You have two options:

  1. Overnight check by FedEx delivery.
  2. Electronically wire the money to your checking account.

The funding agreement that is sent to you and the attorney will have a payment page that will ask you to indicate how we should send you the funding.

Nirvana Advance Pre Settlement Funding

Experienced. Dedicated. Successful.

When you choose to Nirvana as your pre-settlement funding solution, you can be confident that you have made the right choice.

We will fully educate you on the funding process and options so you are enabled to make informed decisions.

A dedicated and experienced litigation funding expert will personally handle each aspect of your funding application. Rest assured that you will never be treated like just another case number. We genuinely care about your well being and will do our very best to get you approved for an advance on your settlement within 24 hours and at the best possible pre settlement funding terms.

We are passionate about helping helping injured accident and lawsuit plaintiff survive during the lengthy legal process. We will do everything in our power to help you stay afloat while you fight the greedy insurance company or corporation for all the money you are entitled to for your damages.

Let our experienced and trusted pre-settlement funding team get you money from your lawsuit today.


Nirvana Funding